Francis R. Cruz

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Quotes to learn from!
"When I hear people say that money seldom brings happiness, they forget to add the word "obsession" before "money." Heck, nobody can survive in this modern world without money, let alone be happy." ― Franklin H. Maletsky

About Francis R. Cruz

Elected as Barangay Kagawad of Barangay, Centro Poblacion, Oas, Albay, Philippines for the term of 2010-2013

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Francis R. Cruz Photo Gallery

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Maletsky health and wellnes.PNG