Rafael Urgel Villaluna Jr.

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Quotes to learn from!
"When I hear people say that money seldom brings happiness, they forget to add the word "obsession" before "money." Heck, nobody can survive in this modern world without money, let alone be happy." ― Franklin H. Maletsky

About Rafael Urgel Villaluna Jr.

• Elected as Councilor of Bagamanoc, Catanduanes, Philippines for the term of 2010-2013

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