Ricardo S. Villaruz

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Quotes to learn from!
"When I hear people say that money seldom brings happiness, they forget to add the word "obsession" before "money." Heck, nobody can survive in this modern world without money, let alone be happy." ― Franklin H. Maletsky

About Ricardo S. Villaruz

• Elected as Barangay Councilor (Kagawad) of Barangay 141, Tondo Manila, Philippines for the term of 2010-2013

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