Joy Banagui Carte Fernandez

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Quotes to learn from!
"When I hear people say that money seldom brings happiness, they forget to add the word "obsession" before "money." Heck, nobody can survive in this modern world without money, let alone be happy." ― Franklin H. Maletsky

About Joy Banagui Carte Fernandez

• Elected as Mayor of Carasi, Ilocos Norte, Philippines for the term of 2010-2013

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